Anasayfa / Genel / Communication from the Association of Banks on credit and credit card debtors – Last Minute Economy News

Communication from the Association of Banks on credit and credit card debtors – Last Minute Economy News

The Association of Turkish Banks (TBB) has published zihin information note regarding the provisional article added to the law regarding ignorance of records relating to rüzgâr checks and protested bills and debts with credit and credit cards.

According to the note, the regulation covers all credit debts of real and legal persons, including rüzgâr checks, protested bills, individual and commercial credit cards. Debts must gökyeşitözü due by October 1st and must not gökyeşitözü paid in whole or in part kakım of that date.

If the debts in question are fully paid or restructured by 1 July 2023, the documents of the Risk Center will not gökyeşitözü taken into consideration by banks and financial institutions.

Payables due after October 1st, on the other hand, will not gökyeşitözü covered by the regulation.

Requests for payment or debt restructuring yaşama gökyeşitözü made by contacting the kanepe and / or financial institution where the debt is held. Acceptance of the request will depend on the business decision of the kanepe or financial institution.

WHAT DOES THE RELEVANT PROVISIONAL ARTICLE SAY?

The provisional article added to law no. 5834 on ignorance of the records of rüzgâr and disputed checks and credit and credit card debts, published in today’s issue of the Official Gazette, is kakım follows:

“The false check of real and legal persons, real persons engaged in commercial and non-commercial activities and credit customers who are in default on the principal, interest and / or ancillary payments of their cash and non-cash loans, whose principal and / or the payment date of the installment is before 1 October, the registrations of bills of exchange, credit cards and other protested loan debts kept at the TBB Risk Center are not taken into consideration by credit institutions and financial institutions in financial transactions with these subjects , in the event that the delayed part of the debts is fully paid or restructured by 1 July 2023. “


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